PREDITTA

- Advanced Risk Solutions -

Combining decades of credit automation expertise with state-of-the-art Predictive Analytics

The future of credit is predictive, liquid, and strategic. Beyond compliance—transforming data into competitive advantage.

Resolution 4.966 (Bacen) & IFRS 9 Compliance

Resolution 4.966 IFRS 9 Expected Loss Models

The Brazilian corporate market faces its greatest regulatory and technical challenge. The transition to expected loss models is the central pillar of modern risk management.

Our Solutions

Three Core Solutions for Modern Credit Management

Analytical consulting and high-performance SaaS platform integrated with SIACorp CreditFlow solution.

Expected Loss Modeling

Rigorous precision under Resolution 4.966 and IFRS 9. PD, LGD, EAD models with statistical rigor for solid provisioning.

PD/LGD/EAD ECL Calculation

Credit Portfolio Management

Vintage monitoring, stress testing, correlation analysis, and sensitivity analysis to ensure institutional balance sheet health.

Vintage Analysis Stress Testing

Portfolio Valuation for Buy/Sell

AI algorithms for Fair Value and expected recovery calculation—essential for M&A and credit assignment operations.

Fair Value NPL Pricing

Additional Capabilities

Complete Technology Suite

Predictive Risk Models

Machine learning models for credit scoring, default prediction, and early warning systems tailored to your business needs.

AI Decision Engines

Automated decision-making systems powered by AI for credit approval, pricing optimization, and limit management.

Analytics Dashboards

Interactive business intelligence dashboards with real-time KPIs, trend analysis, and executive reporting capabilities.

Fraud Detection

Real-time fraud detection and prevention using advanced pattern recognition and anomaly detection algorithms.

Regulatory Compliance

Automated compliance monitoring and reporting tools aligned with Basel, IFRS 9, and local regulatory requirements.

Custom Solutions

Tailored AI and analytics solutions designed specifically for your unique business challenges and objectives.

Our DNA

Heritage & Innovation

28 years of SIACorp credit automation combined with advanced Machine Learning. We inherit the trajectory of decades in credit automation, joining it with the cutting-edge use of AI to deliver end-to-end risk management.

28+

Years of Credit Automation

AI

Advanced Machine Learning

Banks & Enterprises

Latin America

The future of credit is predictive, liquid, and strategic

Transform regulatory obligations into capital optimization opportunities. Preditta is your right arm on this journey.

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